Bike Insurance

Two Wheeler Insurance

Let’s get you started on your Two Wheeler Insurance journey!

Gear up for worry-free rides with Ideal Visa Bike Insurance. At Ideal Visa, we recognize the freedom and joy that comes with two-wheeled adventures. Explore our bike insurance plans designed to keep you and your ride protected, ensuring you can hit the road with confidence.

Why Do You Need Two Wheeler Insurance ?

Having two-wheeler insurance is crucial for several reasons, providing financial protection, legal compliance, and peace of mind for motorcycle or scooter owners. Here's why you need two-wheeler insurance:

Legal Requirement

It is mandatory to have at least third-party liability insurance to legally operate a two-wheeler on public roads. Failure to comply with this requirement can result in fines, penalties, or even the suspension of your driving privileges.

Financial Protection

Two-wheeler insurance provides coverage for third-party liabilities arising from injuries or property damage caused by your vehicle. This ensures that you are financially protected in case of legal claims or lawsuits filed by third parties.

Accident Coverage

Many two-wheeler insurance policies include personal accident coverage for the owner or rider. This coverage helps cover medical expenses, disability benefits, or death benefits resulting from a covered accident.

Vehicle Protection

Two-wheeler insurance typically includes vehicle protection, which pays for repair or replacement costs in case your vehicle is damaged due to accidents, natural disasters, theft, or vandalism.

Why Ideal Visa Two Wheeler Insurance ?

Ideal Visa Bike Insurance for more than just protection – choose a riding companion that understands your unique needs and enhances every mile of your journey. Ride secured, ride free with Ideal Visa.

Comprehensive Protection

Ideal Visa Bike Insurance goes beyond the basics, offering comprehensive coverage to safeguard your bike against a range of risks. From accidents to unforeseen events, we've got you covered.

Tailored Plans

Recognizing that each rider and bike is unique, Ideal Visa provides flexible options. Customize your coverage to match your specific riding habits, ensuring you only pay for what you need.

Quick and Efficient Claims

In times of need, you can rely on Ideal Visa for swift and efficient claims processing. Our goal is to get you back on the road as quickly as possible, minimizing disruptions to your riding adventures.

24/7 Assistance

Breakdowns and roadside emergencies can happen at any time. With Ideal Visa, you have access to 24/7 emergency assistance, ensuring you're never stranded and can continue your ride with confidence.

Theft Protection

Safeguard your cherished bike with Ideal Visa's robust theft protection. Rest easy knowing that your prized possession is secure against theft.

No Claim Bonus

Safe riding deserves recognition. Ideal Visa offers a No Claim Bonus, allowing you to enjoy discounts on your premium for every claim-free year, encouraging and rewarding responsible riding.

Accident Coverage

Enjoy peace of mind with our accident coverage, providing financial support for both bike repairs and medical expenses in the unfortunate event of a collision.

What Is Covered In Our Ideal Visa Two Wheeler Insurance

Cashless Claims

Hassle-free claims process with our network of authorized service centers, facilitating quick and efficient repairs without the need for upfront payments.

Accident Coverage

Comprehensive financial support for both bike repairs and medical expenses in the event of an accident, ensuring you can bounce back from unforeseen mishaps.

Third-Party Liability

Financial protection for damages to others' property, ensuring you are covered in case your bike is involved in an incident that results in third-party losses.

Theft Protection

Robust security measures to safeguard your bike against theft, providing peace of mind and protecting your investment.

Damages due to natural disasters

With a comprehensive Two Wheeler Insurance policy or a standalone own damage cover, you will get financial protection against the damages caused by natural disasters like cyclones, flood, snowfall, frost, earthquakes, rainfall, etc.

What Is Not Covered In Our Two Wheeler Insurance Policy ?

Get Your Two Wheeler Insurance Right Now

Two-Wheeler Insurance Add-On Covers

Ideal Visa understands that every rider has unique needs and preferences. To offer a tailored and comprehensive coverage experience, we provide a range of add-on covers that can be customized to enhance your two-wheeler insurance policy. Explore our add-on covers to create a protection plan that suits your individual requirements:

Zero Depreciation Cover

Ensure full reimbursement for the cost of damaged parts without factoring in depreciation. Ideal for brand-new bikes or those looking to maintain the original value of their two-wheelers.

Roadside Assistance

Extend your coverage with our Roadside Assistance add-on. Enjoy benefits such as towing, fuel delivery, and on-the-spot repairs, ensuring you’re never left stranded during your journey.

Engine Protection

Safeguard your bike’s engine from damage due to water ingression or hydrostatic lock. This add-on ensures you are covered for repair costs associated with engine damage.

No Claim Bonus (NCB) Protection

Safeguard your hard-earned No Claim Bonus. With this add-on, you can make a certain number of claims without losing your accumulated NCB.

Medical Expenses Cover

Ensure coverage for medical expenses arising from an accident. This add-on takes care of hospitalization costs for the rider and pillion rider.

Accessories Cover

Protect the accessories and modifications added to your two-wheeler with this cover. Receive reimbursement for the cost of damaged or stolen accessories.

Frequently Asked Questions

Zero Depreciation Cover ensures full reimbursement for the cost of damaged parts without accounting for depreciation. Ideal for new bikes, this cover minimizes out-of-pocket expenses during repairs.

Roadside Assistance provides services like towing, fuel delivery, and on-the-spot repairs in case of breakdowns. It ensures you're never stranded and can continue your journey with peace of mind.

The Engine Protection Cover safeguards your bike's engine against damage due to water ingression or hydrostatic lock. It covers the repair costs associated with engine damage.

The Medical Expenses Cover ensures coverage for hospitalization costs arising from an accident, taking care of medical expenses for both the rider and pillion rider.

No Claim Bonus Protection safeguards your earned NCB. With this add-on, you can make a certain number of claims without losing your accumulated No Claim Bonus.

Committed to Providing a Smooth and Satisfying Experience