International Travel Insurance
International Travel Insurance
Let’s get you started on your International Travel Insurance journey!
Embark on your global adventures with confidence, knowing that Ideal Visa International Travel Insurance has you covered. Explore our comprehensive travel insurance plans designed to safeguard your journey, health, and peace of mind, wherever your travels take you.
Why Do You Need International Travel Insurance ?
International travel insurance is crucial for several reasons, providing financial protection and peace of mind for travelers exploring destinations outside their home country. Here's why you need international travel insurance :
Medical Emergencies
International travel insurance typically includes coverage for medical emergencies, ensuring that you are financially protected in case of illness, injury, or accidents while traveling. This can include hospital stays, doctor visits, medications, and emergency medical evacuation.
Global Support Services
International travel insurance often includes global support services, such as assistance with lost travel documents, translation services, and other travel-related concerns.
Emergency Evacuation
Covers the cost of emergency evacuation or repatriation. Description: In the event of a medical emergency or other critical situations, international travel insurance can cover the cost of emergency evacuation to the nearest suitable medical facility or repatriation to your home country.
Emergency Assistance Services
Many international travel insurance policies offer emergency assistance services, such as a helpline, to help travelers with medical emergencies, travel-related information, and other support services.
Why Ideal Visa International Travel Insurance ?
Ideal Visa International Travel Insurance for more than just coverage; choose peace of mind and assurance that your journey is secure, allowing you to explore the world with confidence and freedom.
Global Coverage for Ultimate Security
Ideal Visa International Travel Insurance provides comprehensive coverage, ensuring you are protected across borders. Travel with confidence, knowing that your journey is secured anywhere in the world.
24/7 Emergency Assistance
We understand that emergencies can happen at any time. That's why our international travel insurance includes 24/7 emergency assistance, ensuring you're never alone in a foreign land. Our support team is just a call away, ready to assist you in unforeseen situations.
Customizable Options to Suit Your Travel Plans
Tailor your coverage to match the specifics of your travel itinerary. Ideal Visa allows you to customize your international travel insurance, ensuring that you only pay for the coverage you need for your unique journey.
Comprehensive Medical Coverage
Your health is our priority. Our international travel insurance includes comprehensive medical coverage, encompassing emergency medical expenses and evacuation. Travel with the assurance that your health is protected in every corner of the globe.
Legal Assistance Abroad
In case of legal issues during your international travel, Ideal Visa provides assistance to navigate unfamiliar legal landscapes, ensuring you have the support you need when facing legal challenges.
What Is Covered In Our Ideal Visa International Travel Insurance ?
Medical Coverage
Coverage for medical emergencies, hospitalization, doctor visits, prescription medications, and emergency medical evacuation.
24/7 Emergency Assistance Services
Access to 24/7 emergency assistance services, such as a helpline for medical emergencies and other travel-related support.
Global Support Services
Additional global support services, such as assistance with lost travel documents and translation services.
Pre-existing Medical Conditions
Coverage details related to pre-existing medical conditions, if applicable.
Adventure Activities Coverage
Extension of coverage to certain adventure sports or activities, if applicable.
Lost or Delayed Baggage
Coverage for lost, damaged, or delayed baggage, including reimbursement for essential items.
What Is Not Covered In Our Ideal Visa International Travel Insurance ?
Journey Exclusions
- If you happen to lose your passport or are delayed because or confiscation or detention by the police, customs or other authorities, we will be unable to help out.
- In cases where the insured individual is learning to operate an aircraft or is performing duties as a member of the aircraft crew, losses and damages will not be covered.
- Any loss that you experience due to a war or in war-like situations will not be covered.
- If you do not report the theft of your passport to the relevant authorities within 24 hours of realising it is missing, we won’t be able to provide cover.
- Damages or loss caused by a nuclear reaction, radiation, radioactive contamination or through the dispersal of pathogenic or poisonous materials will not be covered.
Medical Exclusions
- If you have travelled against the advice of your doctor we will not be able to provide you with overseas travel insurance cover.
- The medical costs of dealing with self-inflicted injuries, sexually-transmitted diseases, and mental or nervous disorders will not be covered.
- Any treatment required due to injuries sustained under the influence of alcohol, drugs, hallucinogens or other intoxicants will not be covered.
- If you suffer from a complication or require assistance due to a pre-existing health condition, the medical bills will not be covered.
- Any injuries sustained while serving as a member of the armed forces will not be covered.
- If you have travelled against the advice of your doctor we will not be able to provide you with overseas travel insurance cover.
Baggage Exclusions
- Loss of baggage will not be covered in cases where you have shipped the items separately or before your travel date.
- We cannot provide cover if your baggage is delayed while you’re in India while you’re leaving for your trip or once you return.
- Your international travel insurance policy will not cover the loss of electronic items such as phones, laptops, or hearing aids. We will also not cover the loss of money, credit cards, debit cards, cheques or other securities.
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International Travel Insurance add-on covers
International travel insurance add-on covers, also known as riders or endorsements, provide additional protection and customization options to enhance the standard coverage offered by travel insurance policies. The availability of these add-ons may vary among insurance providers, but here are some common international travel insurance add-on covers :
COVID-19 Covers
Accident & Sickness Medical Expense
Embark on your international journey with confidence, knowing that our comprehensive travel insurance offers robust protection with our Accident & Sickness Medical Expenses coverage. This essential component ensures that you are safeguarded against unforeseen medical expenses arising from accidents and illnesses during your travels.
Automatic extension
The travel insurance policy is automatically extended for a period of 7 days if a lockdown is imposed in the destination country and no alternative mode of transport is available. Subject to Terms & conditions.
Trip Curtailment/Interruption Benefits
If you are travelling with Travel insurance with COVID-19 covered and you, your Travel Companion, your immediate family or your Travel companion’s immediate family are diagnosed with COVID-19 during your trip, as a result of which, your trip has to be cut short, we will reimburse the trip interruption expenses. These expenses will be inclusive of the pre-paid and unused portion of travel and accommodation expenses, which are non-refundable; additional accommodation and travel expenses incurred due to trip interruption, subject to the sum insured limit.
Trip Cancellation
Compensation benefit under Trip Cancellation is offered if the insured, the insured’s Travel Companion or The Immediate family of the insured or the Insured’s Travel Companion are diagnosed with COVID-19 before commencing his/her international trip.
Baggage Covers
Landing up somewhere without your personal belongings can be a harrowing experience. We make it easier to manage with these covers :
Baggage Loss
If your checked baggage gets lost in Theft or misdirection by the common carrier or also due to non delivery at its destination we will compensate you for your lost belongings. This is only applicable if your entire baggage is lost, and not for damage or partial loss of your belongings.
Baggage Delay
In case there’s a delay or misdirection of your checked-in baggage by the airline, we will reimburse you The expense of necessary personal effects items so that you can continue with your trip smoothly.
Journey Covers
A delayed or cancelled flight could wreak havoc on your itinerary. We cannot make up for lost time, but these covers will help you deal with the financial loss.
Trip Curtailment
Any loss of travel and or accommodation expenses paid in advance by or forfeited by the insured after the commencement of the trip, Non-refundable unused portion of travel or accommodation costs or additional accommodation and / or travel expenses will be reimbursed (excluding telephone costs, meals and beverages)
Trip Cancellation
If your trip has been cancelled due to Sickness, Injury or death to: insured; insured’s Travelling Companion; insured’s Immediate Family Member; or insured’s Travelling Companion‘s Immediate Family Member, prior to the contracted departure date we will pay for the loss of deposit up to the maximum as stated in the policy.
Lost Passport
In case your passport is stolen or misplaced, our Assistance company will provide assistance to the insured by contacting appropriate authorities as well as compensating for reasonable expense in order to get a duplicate passport made.
Missed Flights
Bad weather, a strike of some kind of equipment failure could mean that you miss your departure or connecting flights. If this is the case, you don’t have to worry. Our international travel insurance policy will help you deal with any additional expenses you may incur while trying to get home.
Bounced Bookings
Reimbursement benefit will be paid to the insured due to non-availability of accommodation on account of over booking by the hotels or airlines even though the insured has received confirmation proof of the bookings in advance.
Personal Liability
Accidents can happen at any time under any circumstance. If you happen to be involved in an accident where somebody else is harmed or injured, it could cost you quite dearly. Our international travel insurance policy will help cover any damage caused to any third-party individual or property while you’re travelling.
Fraudulent Charges
Most often, our loved ones will tell us to be careful with our belongings while travelling abroad but In case your cards are stolen & are used to make unauthorized transaction, our international travel insurance policy will reimburse you for the fraudulent charges, as long as you report the issue within 12 hours of the event.
Medical Covers
We can’t think of anything worse than having to get emergency medical treatment while you’re abroad. Luckily, our overseas travel insurance plan will help you deal with :
Accidental Death and Repatriation
We don’t want to think about it, but it’s possible that an accident or medical emergency abroad could end up being fatal. Ideal Visa International Travel Insurance policy will provide your nominee with the full sum insured amount if this happens & also take care of the cost of repatriating the individual’s remains back to India.
Medical Evacuation
On your Travels, you may visit places & experience cultures far from urban civilization & while we hope you have the time of your life, medical emergencies can happen anywhere, Your international travel insurance policy is your friend in times of need. If you require emergency medical evacuation to the nearest hospital, this policy will take care of that. In case you need to be evacuated and brought back to India for medical treatment, your international travel insurance policy will look after that as well.
Medical Emergencies
Falling sick or meeting with an accident abroad is not only a frightening experience but an expense one as well, Our international travel insurance policy will help you deal with the financial implications that come with meeting with an accident or falling ill while you’re abroad. The policy will cover everything right from a regular illness that requires hospitalisation to dental emergencies and even fatalities. You also have the ability to change the sum insured to suit your requirement. If you happen to fall ill or meet with an accident at the tail-end of your journey, you don’t have to worry. If you’re in hospital and your policy expires, we will continue to cover you for the next 60 days or until you are discharged, whichever is earlier.
Frequently Asked Questions
International travel insurance provides comprehensive coverage for medical emergencies, trip cancellations, lost belongings, and more, ensuring a secure and worry-free journey.
The medical coverage includes emergency medical expenses and evacuation, offering financial protection for unexpected health issues during your travels.
Yes, Ideal Visa offers customizable options, allowing you to tailor your coverage based on your specific travel plans and preferences.
Ideal Visa provides 24/7 emergency assistance, ensuring that you can reach our support team at any time for immediate help during unforeseen situations.
Trip cancellation/interruption protection provides financial coverage if your trip is canceled or cut short due to unforeseen events such as illness, emergencies, or other covered reasons.