Senior Citizen Travel Insurance
Senior Citizen Travel Insurance
Let’s get you started on your Senior Citizen Travel Insurance journey!
Embrace the joys of travel in your golden years with Ideal Visa Senior Citizen Travel Insurance. Designed exclusively for seniors, our insurance plans offer comprehensive coverage, ensuring a worry-free and enriching travel experience during this special phase of life.
Why Do You Need Senior Citizen Travel Insurance ?
Ideal Visa Senior Citizen Travel Insurance for a travel experience that enriches your golden years with confidence and peace of mind. Our commitment is to support senior travelers with reliable insurance coverage and assistance tailored to their unique needs.
Lost Passport
Losing your passport is a harrowing experience & obtaining a new one in a foreign country is equally stressful. Senior Citizen travel insurance policy will help you with the necessary and reasonable expenses that are attached to getting a new passport made.
Personal Liability
If you’re involved in an accident where another individual is hurt or another person’s property is damaged, you won’t have to pay for it out of your own pocket. Our international senior citizen travel insurance policy will help take care of the cost of necessary medical expenses or repairs.
Cover For Accidents And Illnesses
Falling sick is always a terrible experience, but falling ill abroad is overwhelming. Our policy will help take care of the costs associated with getting treatment when you’re ill and require hospitalization. But that isn’t all. An accident could lead to a short hospitalisation or end up being fatal. Whatever happens, our international senior citizen travel insurance plan will help you deal with the costs.
Automatic Extensions
If you happen to be hospitalized abroad when your international travel insurance is set to expire, we’ll extend it for another 60 days or until you’re discharged, whichever is lesser. If your flight home is delayed and there’s no other way for you to get back home, we’ll automatically extend our cover for another 7 days, so you don’t have to worry about travelling without insurance.
Why Ideal Visa Senior Citizen Travel Insurance ?
Ideal Visa Senior Citizen Travel Insurance for more than just coverage; choose a travel companion that enriches your golden years with confidence and peace of mind. Our commitment is to support senior travelers with reliable insurance coverage and assistance, tailored to their unique needs.
COVID-19* Covered
When traveling abroad, our policy is designed to assist you in managing the costs associated with the treatment for COVID-19 if you test positive during your trip and require hospitalization. This coverage aims to provide financial support and peace of mind in the event of unexpected health challenges related to the ongoing pandemic.
Travel Assistance
Exploring a foreign country can be thrilling. But if something goes wrong, it can be downright scary. If you need any help to identify where you can get medical treatment or how to go about applying for a new passport if yours is lost or stolen, our senior citizen travel insurance plan will be there for you.
Baggage Loss Or Delay
If your bag is stolen, lost or delayed because it was sent to another location or unintentionally left behind, you don’t need to break a sweat. Our international senior citizen travel insurance policy will help you deal with the cost of of reimburse you for the cost of your lost luggage.
Automatic Extensions
If you happen to be hospitalised abroad when your international travel insurance is set to expire, we’ll extend it for another 60 days or until you’re discharged, whichever is lesser. If your flight home is delayed and there’s no other way for you to get back home, we’ll automatically extend our cover for another 7 days, so you don’t have to worry about travelling without insurance.
What’s Covered Under Ideal Visa Senior Citizen Travel Insurance ?
Our overseas senior citizen travel insurance policy is designed to provide comprehensive coverage and support for elderly travelers in a variety of situations. Whether it's medical emergencies, trip cancellations, loss of baggage, or other unforeseen events, the policy is tailored to address the unique needs and challenges that senior citizens may encounter during their travels. From health-related expenses to travel disruptions, the policy aims to ensure that elderly travelers have the necessary assistance and coverage to navigate their journeys with confidence and peace of mind.
General Exclusion
Unfortunately, some things are out of our hands. Here’s a look at a few situations where we’ll be unable to help:
- The insured individual commits or attempts to commit suicide, intentionally harms themselves or needs to be treated for sexually-transmitted diseases, mental or nervous disorders, AIDS, HIV, anxiety, stress or depression.
- Any injuries sustained while serving as a member of the armed forces will not be covered.
- Any treatment required due to injuries sustained under the influence of alcohol, drugs, hallucinogens or other intoxicants will not be covered.
- Involvement in illegal activities, including felony, theft, deceit or other malicious acts.
- In cases where the insured individual is learning to operate an aircraft or is performing duties as a member of the aircraft crew, losses and damages will not be covered.
- Losses caused by a war or war-like situation, including a civil war, invasion, insurrection, revolution or due to the act of a foreign enemy will not be covered.
- If a loss is caused due to the use of military force and equipment to intercept or prevent a suspected act of terrorism, it will not be covered.
- Damages or loss caused by a nuclear reaction, radiation, radioactive contamination or through the dispersal of pathogenic or poisonous materials will not be covered.
- Claims will not be settled if you undertake manual labour or work that could potentially harm you or be dangerous for your health.
- If the insured suffers from osteoporosis, or gets a fracture in an area where a pre-existing condition has weakened the bone, we will not be able to provide cover for the treatment.
- If you suffer from a complication or require assistance due to a congenital anomaly, the medical bills will not be covered.
Get Your Senior Citizen Travel Insurance Right Now
Here are some things to remember
Senior citizens today are taking the travel world by storm, jet-setting across the globe to explore new places or visit their loved ones. If you’re over the age of 70 and planning a trip abroad, here’s a look at some important things to keep in mind :
Keep Your Passport Safe
Keeping your documents, especially your passport, secure while traveling abroad is crucial. Storing it in the safe of your hotel room or another secure place is a prudent practice. Carrying a copy of your passport can serve as proof of identity while you're out and about.
Carry Your Medicines
Carrying all your regular medicines while traveling is indeed essential, especially for older individuals who may rely on daily medications and supplements to manage their health. This practice not only ensures continuity of care but also prevents the need to incur significant expenses purchasing medications in a foreign country.
Time The Trip Perfectly
Ensuring a comfortable journey for senior citizens involves careful consideration of various factors, including weather conditions at the destination. Extreme weather, whether too hot or too cold, can potentially lead to medical issues, and in some cases, hospitalization may be necessary.
Frequently Asked Questions
Senior Citizen Travel Insurance provides essential coverage for medical emergencies, trip interruptions, baggage protection, and more, ensuring a secure and worry-free travel experience during the golden years.
Medical coverage includes extensive protection for emergency medical expenses, hospitalization, and medical evacuation, ensuring seniors have access to quality healthcare during their travels.
Trip cancellation/interruption coverage provides financial protection if a senior's trip is canceled or cut short due to unforeseen circumstances, offering peace of mind for changes in travel plans.
Yes, our insurance includes travel delay reimbursement, compensating seniors for additional expenses incurred due to unexpected delays during their travels.
Emergency medical evacuation ensures swift transport to a medical facility in case of a health emergency during travel, providing seniors with access to timely and specialized medical care.